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# Tri-Lakes Federal Credit Union

## Sitemaps

- [XML Sitemap](https://trilakesfcu.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Fraud Liability Compared Between Debit & Credit Cards](https://trilakesfcu.com/fraud-liability-compared-between-debit-credit-cards/) - Fraud Liability Between Debit & Credit Cards Fraud Liability – Credit Card vs Debit Card While credit cards and debit cards look virtually the same, there are some significant differences when determining liability for fraudulent transactions.Criminals are stealing card data at an alarming rate. This information can be obtained in many ways, from skimming devices,
- [How We Spend Our Money](https://trilakesfcu.com/how-we-spend-our-money/) - How We Spend Our Money How much money is enough to live comfortably these days? According to Cheat Sheet, If you’re like most Americans, the answer is simply “more”.New data from the Social Security Administration (SSA) reveals Americans made more money than the prior year, but the majority of the country is still below average on the
- [Monitoring Your FICO Score](https://trilakesfcu.com/monitoring-your-fico-score/) - Monitoring Your FICO Score Are you preparing to make a large purchase? Are you thinking about purchasing a home, vehicle, or need a line of credit? Many consumers will visit websites such as Credit Karma or Credit.com to get their most recent credit scores. Many credit card companies are now printing your credit score monthly
- [EMV Chip Cards - What Do I need to Know](https://trilakesfcu.com/emv-chip-cards-what-do-i-need-to-know/) - EMV Chip Cards - What Do I need to Know? Important Notice to Members What is an EMV “Chip” Card?Chip cards are payment cards that now have an embedded microchip in them. Chip cards offer advanced security when you use them for in store purchases or at an ATM machine. Chip cards are based on
- [Will Closing a Credit Card Hurt My Credit Score](https://trilakesfcu.com/will-closing-a-credit-card-hurt-my-credit-score/) - Will Closing a Credit Card Hurt My Credit Score You'll first need to understand the various factors that go into determining your score. To understand why closing an account could negatively impact your credit, you’ll need to understand the various factors that go into determining your score. There are five components that are used to
- [Learn About the Risks of Free Trial Offers](https://trilakesfcu.com/learn-about-the-risks-of-free-trial-offers/) - Be Careful With Any "Free Trial Offers" Have a chance to try out a product for free? What have you got to lose? It could be a lot! If you are interested in a certain product or service, try before you buy might seem like the way to go. But, what starts as a “free”
- [Buying Local & Financing Local](https://trilakesfcu.com/buying-local-financing-local/) - Buying Local and Financing Local Don't forget your hometown Credit Union When you are in the market for a new vehicle you probably head out to your local dealership looking to get a great deal. Shopping locally is vital to small towns everywhere. Supporting a local business strengthens the economic base of every community. A
- [Summer Fun Facts](https://trilakesfcu.com/summer-fun-facts/) - Summer Fun Facts Fun Facts About Summer The first day of summer is officially termed as summer solstice. Solstice is a Latin word which means sun stand still. At this point of time, the world shifts from the cold weather with sky bluer than ever. The sun is also higher and its beams on Earth
- [Fun Facts About NY](https://trilakesfcu.com/fun-facts-about-ny/) - Fun Facts about New York About New York State New York is known as the “Empire State” due to its growth and prosperity early in its history. George Washington is said to have seen New York as “the seat of the empire.” New York City, New York, is the most linguistically diverse city with over 800
- [Zero Percent Financing](https://trilakesfcu.com/zero-percent-financing/) - Zero (0%) Financing Is 0% financing always a good deal? When you’re shopping for a car that you’ll be financing with a car loan, the prospect of receiving zero percent financing is often too good to pass up. Or is it? It’s important to evaluate all of the factors that affect the total price you
- [Debt Settlement vs. Credit Counseling](https://trilakesfcu.com/debt-settlement-vs-credit-counseling/) - Debt Settlement vs. Credit Counseling Things to consider If you have ever thought about turning to one of these companies for help getting your debt under control, do your homework first. Both companies offer services to help if you are having trouble making payments on your debts, but these services differ in a number of
- [Fun Facts About Fall](https://trilakesfcu.com/fun-facts-about-fall/) - Fun Facts About Fall Fall is in the air The cool, crisp days of autumn are approaching. As fall creates a colorful display and kids play in leaf piles on the lawn, you may be interested in a few lesser known facts about this beloved time of year.Pumpkins were once used to remove freckles and
- [Fun Facts About Winter](https://trilakesfcu.com/fun-facts-about-winter/) - Fun Facts About Winter Here are some fun facts about winter People with Chionophbia are simply said to have a fear of snow. One of the largest components to this fear is the idea of becoming snowbound. A forecast calling for a snowstorm can bring on cold sweats, panic attacks, and even an unrealistic feeling
- [Comparing Payment Options](https://trilakesfcu.com/comparing-payment-options/) - Comparing Your Payment Options The difference between cash, credit, & debit Summer is upon us (finally!) While you are lazing away the day at the beach or the lake the last thing you want to think about is how you’re going to pay for that precious time. Before you head out take a few minutes
- [Recreational Vehicle Loans](https://trilakesfcu.com/recreational-vehicle-loans/) - Recreational Vehicle Loans Summer is here and that means road trips Before you hit the open road or set out on a camping adventure, you may want a recreational vehicle. And before you can even set foot in your own RV, odds are you’ll need financing.Can you just walk into your local credit union and
- [Data Breaches](https://trilakesfcu.com/data-breaches/) - Data Breaches What you need to know With so many data breaches in the news, you want you to know that Tri-Lakes Federal Credit Union is ready to help if your personal or financial data is ever compromised. We take service to our members seriously and will do everything we can to ensure that action
- [Fun Facts About Spring](https://trilakesfcu.com/fun-facts-about-spring/) - Fun Facts About Spring Is it spring yet? So long, ice scrapers, shovels, scarves, mittens, hats, sniffles, stomach flu and severe weather reports. The first day of spring officially begins on March 20th at 12:57 p.m.There may still be snow on the ground but let’s put forth a sunny outlook as we welcome spring with
- [Building a Good Credit Score](https://trilakesfcu.com/building-a-good-credit-score/) - Building a Good Credit Score Why do you want a good credit score? You want a high credit score because it can save you thousands of dollars on interest and allow you to have lower monthly payments. When you apply for a credit card or loan, your financial institution looks at your credit score to

## Pages

- [Tri-Lakes Federal Credit Union - Home Page](https://trilakesfcu.com/) - Tri-Lakes Federal Credit Union Your local Credit Union for the Tri-Lakes & Adirondack regions We are aware of fraudulent calls & text messages spoofing our Credit Union and Fraud Detection Center. REMEMBER - Tri-Lakes FCU will NEVER as you for your login id, pin number, card details, security codes or to approve transactions you did
- [Contact Tri-Lakes Federal Credit Union](https://trilakesfcu.com/contact-us/) - Contact Us Feel free to contact one of our friendly staff members with any questions about a new or current membership. Locations & Contact Information Saranac Lake Office Saranac Lake, NY197 BroadwaySaranac Lake, NY 12983Telephone: 518-891-1666Fax: (518) 891-1797HoursDrive-Up Window: 8:15-5:00 (M-F)Lobby: 8:30-5:00 (M-F) Lake Placid Office Lake Placid, NY453 Wesvalley RdLake Placid, NY 12946Telephone: 518-523-2775Fax:
- [Loans and Lending](https://trilakesfcu.com/loans-and-lending/) - Loans & Lending Services Loan products and lending services designed for the people who live and work in the Tri-Lakes and Adirondack regions. Loan Specials & Information Check out our special rates & information for loan products Did you know????Tri-Lakes FCU offers a VISA Credit Card with a fixed rate as low as 12.9% apr*
- [About Us](https://trilakesfcu.com/about-us/) - Page Menu Our Mission Our Team Our Assets FAQ’s Employment BOD & Supervisory Page Menu Our Mission Our Team Our Assets FAQ’s Employment BOD & Supervisory About Tri-Lakes FCU Learn more about Tri-Lakes Federal Credit Union Learn About the Advantages of Credit Union Membership Our Mission Our Team Our Best Assets FAQ's Employment BOD &
- [Mortgages & Refinancing](https://trilakesfcu.com/mortgages-refinancing/) - Mortgages & Refinancing Learn about the benefits of home mortgages and refinancing with Tri-Lakes Federal Credit Union Fixed-Rate Mortgages Adjustable Rate Mortgages Federal Housing Administration (FHA) Loans Veteran Affair (VA) Loans USDA Loans Welcome Home Tri-Lakes FCU & Owners Choice Funding Financing to Empower Homeowners Tri-Lakes FCU’s local lenders have teamed up with Owner’s Choice,
- [Test-Page-02](https://trilakesfcu.com/test-page-02/) - Mortgages & Refinancing Learn about the benefits of home mortgages and refinancing with Tri-Lakes Federal Credit Union Fixed-Rate Mortgages Adjustable Rate Mortgages Federal Housing Administration (FHA) Loans Veteran Affair (VA) Loans USDA Loans Welcome Home Tri-Lakes FCU & Owners Choice Funding Financing to Empower Homeowners Tri-Lakes FCU’s local lenders have teamed up with Owner’s Choice,
- [Disclaimer Leaving Site](https://trilakesfcu.com/disclaimer-leaving-site/) - You Are Leaving theTri-Lakes FCU Website This link will bring you to our mortgage partner site: Owner’s Choice Continue to Owner's Choice Mortgages Return to Tri-Lakes FCU Website
- [Test-Page-2025-02](https://trilakesfcu.com/test-page-2025-02/) - Mortgages & Refinancing Learn about the benefits of home mortgages and refinancing with Tri-Lakes Federal Credit Union Fixed-Rate Mortgages Adjustable Rate Mortgages Federal Housing Administration (FHA) Loans Veteran Affair (VA) Loans USDA Loans Your Path to Home Ownership Financing to Empower Homeowners We’re dedicated to providing affordable financing options tailored to meet your unique dreams
- [Member Services](https://trilakesfcu.com/member-services/) - Page Menu Our Mission Our Team Our Assets FAQ’s Employment BOD & Supervisory Page Menu Our Mission Our Team Our Assets FAQ’s Employment BOD & Supervisory Member Services Information for current and new credit union members Learn About the Advantages of Credit Union Membership Share Rates Member Services Financial Education Fee Schedule Share Rates Share
- [Become a Credit Union Member](https://trilakesfcu.com/become-a-credit-union-member/) - Become a Member Learn how to become a member of Tri-Lakes Federal Credit Union Learn About Tri-Lakes Credit Union Membership Learn about the benefits of membership & how to join Tri-Lakes FCU. Who Can Become a Member? You are eligible to join the Credit Union if you live, work, worship or attend school in, and
- [mobile-app-tri-lakes-federal-credit-union](https://trilakesfcu.com/mobile-app-tri-lakes-federal-credit-union/) - Download Our Mobile App Enjoy better banking with our mobile app, available for both Apple and Android devices. Click the link below to find our app store listings. If you have any issues logging in, please give our office a call. IT’S BANKING…ONLY BETTER Android Mobile App(Coming Soon) Apple Mobile App
- [Privacy Notice](https://trilakesfcu.com/privacy-notice-tri-lakes-fcu/) - Privacy Notice Tri-Lakes Federal Credit Union Privacy Policy Facts What Does Tri-Lakes Federal Credit Union do with your Personal Information? Why Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share
- [Financial Education](https://trilakesfcu.com/financial-education/) - Financial Education Learn about finances and watch your money grow Financial Education Articles Learn About the Risks of Free Trial Offers Will Closing a Credit Card Hurt My Credit Score EMV Chip Cards – What Do I need to Know Monitoring Your FICO Score How We Spend Our Money Fraud Liability Compared Between Debit &
- [News and Updates](https://trilakesfcu.com/news-and-updates/) - News & Updates Learn about recent new, updates, and information Recent News & Updates Learn About the Risks of Free Trial Offers Will Closing a Credit Card Hurt My Credit Score EMV Chip Cards – What Do I need to Know Monitoring Your FICO Score How We Spend Our Money Fraud Liability Compared Between Debit

## Categories

- [Uncategorized](https://trilakesfcu.com/category/uncategorized/)