Privacy Notice
Tri-Lakes Federal Credit Union Privacy Policy
Facts
What Does Tri-Lakes Federal Credit Union do with your Personal Information?
Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Account transactions and credit history
- Credit scores and wire transfer instructions
When you are no longer a customer, we continue to share your information as described in this notice.
How
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Trilakes Federal Credit Union chooses to share; and whether you can limit this sharing.
Privacy Policy Overview
Reasons we can share your personal information
Does Tri-Lakes FCU share?
Can you limit this sharing?
YES
NO
For our marketing purposes – To offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates’ everyday business purposes – information about your transactions and experiences
NO
WE DON’T SHARE
For our affiliates’ everyday business purposes – information about your creditworthiness
NO
WE DON’T SHARE
For non-affiliates to market you
NO
WE DON’T SHARE
Privacy Policy Questions
For any additional questions you can call us at: 518-891-1666
How does Tri-Lakes FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How does Tri-Lakes FCU collect my personal information?
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Make a wire transfer or provide employment information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing
Privacy Policy Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies:
- Tri-Lakes Federal Credit Union has no affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail house, consumer reporting agencies, data processors and check/share draft printers.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our Joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT
Other Privacy Policy Information
Contact Information:
518-891-1666
Privacy Policy PDF Link
