How We Spend Our Money

How We Spend Our Money How much money is enough to live comfortably these days? According to Cheat Sheet,  If you’re like most Americans, the answer is simply “more”. New data from the Social Security Administration (SSA) reveals Americans made more money than the prior year, but the majority of the country is still below average on […]

Monitoring Your FICO Score

Monitoring Your FICO Score Are you preparing to make a large purchase? Are you thinking about purchasing a home, vehicle, or need a line of credit?  Many consumers will visit websites such as Credit Karma or Credit.com to get their most recent credit scores.  Many credit card companies are now printing your credit score monthly […]

Learn About the Risks of Free Trial Offers

Be Careful With Any “Free Trial Offers” Have a chance to try out a product for free? What have you got to lose? It could be a lot! If you are interested in a certain product or service, try before you buy might seem like the way to go.  But, what starts as a “free” […]

EMV Chip Cards – What Do I need to Know

EMV Chip Cards – What Do I need to Know? Important Notice to Members What is an EMV “Chip” Card? Chip cards are payment cards that now have an embedded microchip in them. Chip cards offer advanced security when you use them for in store purchases or at an ATM machine. Chip cards are based […]