Learn About the Risks of Free Trial Offers

Be Careful With Any “Free Trial Offers” Have a chance to try out a product for free? What have you got to lose? It could be a lot! If you are interested in a certain product or service, try before you buy might seem like the way to go.  But, what starts as a “free” […]

Will Closing a Credit Card Hurt My Credit Score

Will Closing a Credit Card Hurt My Credit Score You’ll first need to understand the various factors that go into determining your score. To understand why closing an account could negatively impact your credit, you’ll need to understand the various factors that go into determining your score. There are five components that are used to […]

EMV Chip Cards – What Do I need to Know

EMV Chip Cards – What Do I need to Know? Important Notice to Members What is an EMV “Chip” Card? Chip cards are payment cards that now have an embedded microchip in them. Chip cards offer advanced security when you use them for in store purchases or at an ATM machine. Chip cards are based […]

Monitoring Your FICO Score

Monitoring Your FICO Score Are you preparing to make a large purchase? Are you thinking about purchasing a home, vehicle, or need a line of credit?  Many consumers will visit websites such as Credit Karma or Credit.com to get their most recent credit scores.  Many credit card companies are now printing your credit score monthly […]