Disclosures & Forms | Tri-Lakes Federal Credit Union

Third Party Links

Our site contains hyperlinks to other websites operated by third parties. These links will take you away from our site. Tri-Lakes Federal Credit Union does not guarantee the accuracy or completeness of any information presented on these sites. Tri-Lakes Federal Credit Union does not represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those of the Credit Union.

Fee Schedule

To view a current copy of our Fee Schedule, please click here

Privacy Notice

To view a current copy of our Privacy Notice, please click here

Regulation D

To view information regarding Regulation D, please click here

Funds Availability

To review Tri-Lakes FCU’s Funds Availability Policy, please click here

Courtesy Pay Opt In

If you would like to Opt In to Courtesy Pay for your Tri-Lakes FCU Debit Card, please click here, print and return the form to either branch office.

Change of Address

Changes of address must be in writing with your signature. Please click here to print the form. You can return this form to either branch office.

To request a copy of our Truth in Savings, Membership Agreement, Share Draft or Share Certificate disclosures, please call our office at (518) 891-1666 or you may email info@trilakesfcu.com to request a copy.

*Please do not include personal information in your request (account number, social security number or other sensitive information)

The Credit Union Difference

Just Ask Your Credit Union!

Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees. Credit unions are economic democracy. Each credit union member has equal ownership and one vote -- regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner. Each credit union is governed by a board of directors, elected by and from the credit union's membership. Board members serve voluntarily.

All Decisions are Made Locally

The members we service everyday with car loans, mortgages, home equity loans, credit cards or other lending products are actually shareholders of this company. All lending decisions are made right here in our main office by someone you know and trust. Our kids may go to school together or play on the same sports team. We are out there in the community with the members that we serve. When you put your trust in Tri-Lakes FCU you are investing in your future. We will do our best to make your experience as easy as possible.

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Disclosures and Forms