Loan Rates

Loan Rates (Effective 2/25/2020)

New Auto

Current Year with less than 5000 miles
Next Model Year with the less than 100 miles
72 month financing only on vehicles valued over $25,000

Term*APR as low as
72 months 4.24%
66 months 3.75%
60 months 3.50%
48 months 3.40%
36 months 3.40%
24 months 3.40%

Used Auto

Over 5000 miles
2012 and newer up to 60 months financing
2011 and older up to 48 months financing

Term*APR as low as
60 months  3.75% 
48 months  3.50% 
36 months  3.45% 

36 months (2011 and older) 5.50%

*Motorcycle loans are 1% above car rates
*New & Used Harley Davidson’s qualify for New/Used Auto Rates & Terms


Snowmobile

New*APR as low as
60 Months  5.50% 
48 months  5.50% 
Used*APR as low as
48 Months 5.50%
36 Months  5.25%  

Boats/Camper/ATV/UTV/Tractor

Term to 120 months on New Boat/Camper/Tractor
Term to 84 months on Used Boat/Camper/Tractor

Term to 60 months on New ATV/UTV/Personal Watercraft

Term to 48 months on Used ATV/UTV/Personal Watercraft

Term*APR as low as
New-120 months  5.50% 
New-96 months  5.00% 
New-60 months   4.25% 
Used-84 months  5.25% 
Used-60 months  4.99% 
Used-48 months  4.49%

Unsecured Loan

Term*APR as low as
Up to 48 months  7.00% 

Share or CD Secured

*100% of Shares/Certificates
3.50% over regular share rate or certificate of deposit rate


Overdraft Protection

*APR as low as 12.00%


VISA Credit Cards

*APR as low as 12.9%


*Annual Percentage Rate

All loans are subject to credit approval. Your rate and term may differ from the rates shown. Loan rates are based on credit worthiness. Loan rates and terms are subject to change without notice.