Loan Rates (Effective 1/3/2023)
New Auto
Current Year with less than 5000 miles
Next Model Year with the less than 100 miles
72 month financing only on vehicles valued over $25,000
| Term | *APR as low as |
|---|---|
| 72 months | 4.50% |
| 66 months | 4.00% |
| 60 months | 3.75% |
| 48 months | 3.65% |
| 36 months | 3.65% |
| 24 months | 3.65% |
Used Auto
Over 5000 miles
2014 and newer up to 60 months financing
2013 and older up to 48 months financing
| Term | *APR as low as |
|---|---|
| 60 months | 4.00% |
| 48 months | 3.75% |
| 36 months | 3.70% |
48 months (2013 and older) 5.75%
*Motorcycle loans are 1% above car rates
*New & Used Harley Davidson’s qualify for New/Used Auto Rates & Terms
Snowmobile
| New | *APR as low as |
|---|---|
| 60 Months | 5.75% |
| 48 months | 5.75% |
| Used | *APR as low as |
|---|---|
| 48 Months | 5.75% |
| 36 Months | 5.50% |
Boats/Camper/ATV/UTV/Tractor
Term to 120 months on New Boat/Camper/Tractor
Term to 84 months on Used Boat/Camper/Tractor
Term to 60 months on New ATV/UTV/Personal Watercraft
Term to 48 months on Used ATV/UTV/Personal Watercraft
| Term | *APR as low as |
|---|---|
| New-120 months | 5.75% |
| New-96 months | 5.25% |
| New-60 months | 4.50% |
| Used-84 months | 5.50% |
| Used-60 months | 5.25% |
| Used-48 months | 4.75% |
Unsecured Loan
| Term | *APR as low as |
|---|---|
| Up to 48 months | 7.25% |
Share or CD Secured
*100% of Shares/Certificates
3.50% over regular share rate or certificate of deposit rate
Overdraft Protection
*APR as low as 12.00%
VISA Credit Cards
*APR as low as 12.9%
*Annual Percentage Rate
All loans are subject to credit approval. Your rate and term may differ from the rates shown. Loan rates are based on credit worthiness. Loan rates and terms are subject to change without notice.